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#1
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health insurance
Mods, if this doesn't belong here, please move me to the right place.
Guys, For the past year I've gone without insurance. Well recently the worst happened and I realized I def. can't go without insurance anymore. I've talked with a couple friends and my friend Kent suggested his insurance company which is like 100 a month but you have to pay 2k and they cover the rest if the worst happens. I def. don't want to deal with that. I'm looking for the standard 15 dollar copay and dental. I ordered some stuff from blue cross blue sheild but that is 800 bucks a month which is absurd. Do any pros have some good advice, asides from getting a job with benifits. lol. Thanks in advance. |
#2
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Re: health insurance
You seem to have researched the options. If you don't want a deductable it costs a lot.
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#3
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Re: health insurance
Location is everything. Beverly Hills is very different from Eyeblink, ND. Also, you have to submit a health history. Can you qualify?
Individual dental coverage is a very bad value play. Low coverage, high expense. Better choice, high deductible plan coupled with MSA account that you fund pre-tax to pay your small med and dental bills. Health care is 14% of our national GDP. As a result, health insurance cannot be and will not be cheap. Get local advice and get covered. |
#4
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Re: health insurance
I think I have State Farm and it's about $250/month w/ perhaps a $1500 deductable.
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#5
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Re: health insurance
You are not going to find inexpensive health insurance w/o a huge deductable.
[ QUOTE ] Well recently the worst happened and I realized I def. can't go without insurance anymore [/ QUOTE ] Also if you have just discovered that you have some sort of condition, you may not be able to any insurance at all. If this is the case, I would suggest you find some kind of group health plan(which doesn't require a medical history/exam). I think the Poker Player's Alliance or some other poker organization might have some type of group plan. |
#6
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Re: health insurance
I got an Aetna plan on ehealthinsurance.com ... I think it's like $350 for my wife and I (no kids). Plenty of options that start at extremely basic/cheap and go up from there.
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#7
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Re: health insurance
[ QUOTE ]
I got an Aetna plan on ehealthinsurance.com ... I think it's like $350 for my wife and I (no kids). Plenty of options that start at extremely basic/cheap and go up from there. [/ QUOTE ] I think it is also very dependant on where you live. |
#8
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Re: health insurance
I also used eheathinsurance.
I got a decent rate of $160 a month or me, 28 single, smoker. $500 deductable, 80/20. no dental. It's not the best but it'll do for now. They did recently cover some fairly large expenses(Head MRI and neuro consult). |
#9
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Re: health insurance
Are there really poker organizations with group plans?
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#10
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Re: health insurance
Well I currently live in md, soon to move to LV. I have no prior conditions but i sprained my leg. I'm gonna get a settlement and everything should be fine. I imagine showin a current leg sprain would be horrific. Any other suggestions?
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