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View Poll Results: METS! | |||
METS! | 6 | 100.00% | |
Voters: 6. You may not vote on this poll |
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#1
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2p2 Creditworthiness
How creditworthy are you, 2p2?
This might be a post geared more towards the 25+ demo (those of us who've needed to get car loans or mortgages approved definitely have a good feel for this), but really anytime you apply for any kind of credit this comes up, so it's good to know. The poll below is broken out by ranges for FICO scores, the critical factor in determining the features of your loan in the States. Most lenders view less than 620 as subprime. And of course feel free to chime in on any other credit issues! |
#2
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Re: 2p2 Creditworthiness
Last time I checked, I was around 750. FWIW, I'm 23.
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#3
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Re: 2p2 Creditworthiness
is there a good way to estimate your credit score? i have a copy of my free credit report but those don't give you your FICO score
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#4
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Re: 2p2 Creditworthiness
Somewhere around 750 last time I checked, might be slightly worse now.
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#5
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Re: 2p2 Creditworthiness
This thread will waste no time turning into a brag fest.
Oh yeah, mine is like negative eleventy. Beat that! I'm just lucky a credit check wasn't necessary to become a mod. |
#6
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Re: 2p2 Creditworthiness
[ QUOTE ]
Oh yeah, mine is like negative eleventy. Beat that! I'm just lucky a credit check wasn't necessary to become a mod. [/ QUOTE ] I'm surprised - lots of companies run credit checks on prospective employees, always figured Mason et al were pretty thorough people... -Al |
#7
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Re: 2p2 Creditworthiness
515 or something. I have 0 history of credit...never had a credit card etc plus had couple of collections late payments.
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#8
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Re: 2p2 Creditworthiness
[ QUOTE ]
Somewhere around 750 last time I checked, might be slightly worse now. [/ QUOTE ] |
#9
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Re: 2p2 Creditworthiness
[ QUOTE ]
is there a good way to estimate your credit score? i have a copy of my free credit report but those don't give you your FICO score [/ QUOTE ] Mason - you can buy it here. One of my credit cards offers a credit-monitoring thing with FICO score as a free service, so that's how I get mine. Also, I believe or any of the 3 major credit bureaus sell it online at their respective websites. -Al |
#10
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Re: 2p2 Creditworthiness
[ QUOTE ]
[ QUOTE ] is there a good way to estimate your credit score? i have a copy of my free credit report but those don't give you your FICO score [/ QUOTE ] Mason - you can buy it here. One of my credit cards offers a credit-monitoring thing with FICO score as a free service, so that's how I get mine. Also, I believe or any of the 3 major credit bureaus sell it online at their respective websites. -Al [/ QUOTE ] yeah i don't want to spend money so i'll estimate mine is around 1100 |
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