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#1
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Getting Student Loans w/out a cosigner
So i know its a really awful idea to get student loans without a cosigner but my parents want me to pay for college on my own for some reason, is this even possible? I know there are loans targeted towards undergrads that don't require a cosigner like this
but there are still certain credit requirements, should i just tell my parents they are out of their mind and that their idea won't work or is it actually possible to get 180k+ in college loans with no cosigner? |
#2
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Re: Getting Student Loans w/out a cosigner
I got all my college loans without a cosigner. It's possible if your credit is good, but your rates will definitely be worse than if you did have one.
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#3
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Re: Getting Student Loans w/out a cosigner
yea i can deal with awful rates, but the thing is ill be trying to get the loans right when i turn 18 without a credit history so wouldn't that make it near impossible?
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#4
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Re: Getting Student Loans w/out a cosigner
Where on earth are you spending $180k as an undergrad??
FWIW, I got all my loans w/o a cosigner and all at 6% or less. |
#5
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Re: Getting Student Loans w/out a cosigner
[ QUOTE ]
Where on earth are you spending $180k as an undergrad?? [/ QUOTE ] |
#6
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Re: Getting Student Loans w/out a cosigner
My undergrad cost more than 180k. Good schools are expensive.
Without any credit history, there is no chance you'll be able to take out private loans without a co-signer. You can probably still get Stafford loans and the like, but that won't cover very much. |
#7
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Re: Getting Student Loans w/out a cosigner
that's a really stupid situation.
If your parents can afford it, I highly reccomend you work out a solution that doesn't involve student loans. Nothing sucks more than having to dig yourself out of a hole that deep... so demotivating. Unless you got some sick job ligned up |
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