quicken

[sublime]

anybody use this? is it a solid product for a single guy who doesn't own a home etc? i dont keep track of much stuff, but maybe i should.

[Evan]

It's probably overkill for you if you're just trying to keep track of expenses and stuff. That being said, it's plenty solid and will certainly do the job. You could almost certainly do anything you wanted to with an excel spreadsheet though.

[TLC]

I've used it for about 10 years. I probably go too far and record almost everything including out-of-pocket cash expenses. The key is to make entries regularly...I do them daily but weekly should suffice. If you let things pile up any longer than that, it seems like work to catch up. Over the years, this "work" has been reduced since most financial accounts let you download transactions to Quicken.

As I said, I probably micromanage my finances too much; but, it sure is nice come tax time when all my work has basically been done already. In addition, I really like to be able to monitor and project my cash flow and net worth.

Bottom line is get it if you will use it regularly. It will help you get/keep your financial house in order.

[Big TR]

I would recommend that you purchase this product if your bank offers transaction downloads directly into the software (Most do). If not, a spreadsheet will suffice.

I've used Quicken since I got married 8 years ago. Bank accounts, credit cards, money market and retirement accounts are all electronically linked. It reconciles the balances for me. Little thought is needed, and it only costs like $30 every three years.

FYI, you have to re-purchase the program every three years if you use the transaction download functionality. Quicken sunsets the software. Bastards.

[Cubswin]

Forget Quicken, Yodlee is what you need.

www.yodlee.com