Easy hand - not sure of best line

[MarkD]

Ok, this is the second time a hand "similar" to this has occurred in the past month and I am not happy with my thought process on either hand and want to see other's thoughts. Both times I have been playing against total unknowns (exploring sites and limited recent play).

Tonight: I am BB with J[img]/images/graemlins/heart.gif[/img] 9[img]/images/graemlins/heart.gif[/img].

7 handed and HJ opens, CO calls and I call.

Flop is K[img]/images/graemlins/heart.gif[/img] T[img]/images/graemlins/heart.gif[/img] 5[img]/images/graemlins/heart.gif[/img]. What line do you take and most importantly for me what concepts are you trying to balance / incorporate into your decision?

If you decide to CR the flop please discuss what you do after the PFR bets and the cold caller folds.