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#1
08-05-2007, 10:11 PM
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Savings Bonds?
I just found out I have some savings bonds sitting in the bank with my name on them. My parents just told me about them. [img]/images/graemlins/smirk.gif[/img] Anyway, I was planning on just cashing them out and depositing them in my online savings account. I would get a higher interest rate (5.05% vs. ~4%), and more liquidity. Seems like a win-win to me. Anything else I should take into account, or is this definitely the right move?
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#2
08-05-2007, 10:20 PM
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Re: Savings Bonds?
This is the right move provided you've held the bonds long enough for there not to be an interest penalty for cashing them in (I don't remember the specific rules regarding cashing in savings bonds).
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#3
08-05-2007, 10:24 PM
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Re: Savings Bonds?
Oh yeah, forgot to add, I've apparently owned them all since 2000 or earlier, so no penalties (it's 5 years).
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#4
08-05-2007, 10:58 PM
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Re: Savings Bonds?
Countrywide 5.25%
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