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I am 23, know nothing, and just put lots of $$ in some freedom funds
Fidelity Freedom Funds 2030 and 2040, to be specific (and 25 and 75%, respectively).
The story is since I have money from poker and parents I can place the maximum amount I am able to of my salary into my 403(b) from work. That amount is not amazing, but it's 5 figures. I know little to nothing about investing. My money is currently residing in a high interest savings account online until I get a better idea of what to do with it. I like using the 403(b) from work since I don't get taxed on it (I understand this part of it). But basically, what can anyone tell me about these funds? Are there perhaps better or, at the very least, similar, funds I should consider or is this a decent way to start a retirement plan for a 23 year old? Thanks p4g |
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