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Also, there is a square that says your house was hit with a tornado and you pay if you aren't insured. But there is no tornado insurance. Does fire insurance cover this? Life insurance? Or do you just always pay?
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If Im not mistaken, they are referring to "homeowners" or "home" insurance. That would pay for the expenses.
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We have the 1970's/ 80's version. The only kinds of insurance are Fire, Life and Auto:
http://en.wikipedia.org/wiki/Game_of...ance_and_Stock
From that article, homeowners insurance was apparently added in the 1992 version.
EDIT: By the way, for anyone who is familiar with the older version: Is the right strategy to always buy all of the insurance? I have always assumed that it is.