Re: How to build credit
if you are young, you can get a card, and make your parents buy and pay stuff off on it.
dont apply for multiple cards; rejectionwill show up on your credit score
what you are talking about is a secured card, which is prolly easier to qualify for b/c you actually make a deposite, and get credit equal to deposite (dosnt that negate the whole "credit thing")
bottom line is: if you do the secured card thing, for say 5-7months (make all your payments, etc..) I am sure you could qualify for a card thta would not tie up your money.
take this FWIW, b/c iim only 21 and have had a cred card for no more than 7 months, so IDK if all my info is accurate.
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