Re: SEP IRA
Badger,
I would suggest the Roth IRA as long as you will have no trouble with the 5 year holding period timeframe to prevent this scenario.
As far as the 401K transfer I do know that you must be no longer employed where the 401K resides in order to make said transfer. Also the 5 year holding period begins anew if you make the transfer from the Roth 401K to the Roth IRA.
Jimbo
|