Re: 20/40 stud hand
There's a decent chance that plump has the best hand on fifth. And against bare Jacks, he has way too many outs to consider folding considering that there's a little money in the pot.
I might not find it at the table, but I think raising the river is probably best. Can you comfortably fold to a three-bet? If not, calling might be better. Will the other guy lay down two pair to your raise? If so, the raise has no value. I would say that against typical $20/40 opposition, raising is your best option.
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