[Zygote]

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I want to throw a chunk of cash into CDs in one or two convienient walk in banks. Maybe a million or so. But I don't want to get totally ripped off just for the sake of safety, by accepting B of A type rates which are more than one percent below the best. On the othe hand, I don't want to take any more than about a one in a two thousand chance of losing my non insured money.

Does anyone think they know which, if any, banks in my neck of the woods ar within about a third of a percent of the top paying ones and are safe enough to ignore the FDIC? If so please tell me who they might be.

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put your money outside the USA

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i agree.

fly to Australia and open an account there. OR, open a eurodollar account in australian dollars.

then hope the currency doesn't actually depreciate like it should in terms of interest rate diffs.

Barron

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the real best thing to do with US dollars now though is to buy silver.

i own australian dollars too though, not a bad a move in general.