Re: How to build credit
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Brad,
all you have to do is buy a binder, set up an email account, and keep track of things.
in a world where most of us can balance multiple credit cards, online billpays, 39 fantasy sports teams, 2+2, etc. I think we can handle it.
most people that can't handle it don't have the credit to make it profitable in the first place.
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I'm not saying it's not possible....just that its risky. It's a minefield. The temptation of all of this extra credit for most people is too great. That's what the credit card issurers are banking on.
FWIW, (and this has no bearing on my feelings toward the apporama scheme) I don't do online bill pay or fantasy sports and only use 1 credit card.
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