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Old 11-30-2007, 12:18 PM
mikalina mikalina is offline
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Join Date: Feb 2007
Location: gin... always gin
Posts: 76
Default Re: Require health insurance assistance

The sooner you apply, the better. It depends on the state that you live in, but in general, for cases of pre-existing conditions, if you have had coverage under the company for x years without an issue with the condition, they cannot deny your claim due to pre-existing condition.

Someone chime in and correct me if I am wrong, but I believe in my state it is 3 years. This applies if you do not disclose the condition at the time of application. If you do disclose, they have the right to completely remove claims that relate to your condition from your coverage.

I would do a bit more research on this than what I just said (although I should know this [censored], it's my field). I just can't remember if this is one of the things that is excluded from the statute of limitations.
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