[mo42nyy]

I plan on maxing out a solo 401k this year but still want to have my money invested instead of getting 5% interest in the bank
I understand that for the 401k (im 25) i can afford to make riskier investments like vanguards 2045 target retirement fund

However when you diversify your investments should you be look at them on a whole or look at the 401k seperately from outside investments?