Re: How Do I Get \"Credit\" For All Our Monthly Charges?
This could actually hurt her credit score. Let's say she was somehow able to get a credit card with a $60,000 limit (doubtful), and you ran up charges up to that limit every month before paying it off in full. Depending on the timing of when the card reports to the credit bureau, it could reflect a near 100% credit utilization ratio. That would seriously ding her credit score.
There really aren't many short cuts to building a good credit history. I think she'd be better off just using the cards she has responsibly. Over time her credit score and credit limits will rise.
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