[erac22]

If investing for a long time horizon, index funds are the way to go. However, it is definitely possibly to "beat the market" through swing trading individual stocks, bonds, derivatives, and other instruments. My suggestion, and what i do, is have between %75-90 of your investment worth in your long term portfolio, which should be a mix of index funds, bond funds, and cash (money markets/CD's) and have the small remainder in a "spec portfolio." This allows you to "secure" the vast majority of your wealth (although obv in the short term index/bond funds can go down) while being able to take on a lot of risk but only on a small portion of your wealth. It's more fun too. [img]/images/graemlins/smile.gif[/img] I don't see what this has to do with politics but, uhhh, yeah...