Re: Index fund decision: Vanguard or Fidelity Target Retirement
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so fidelity doesnt charge at all if you buy their own index funds?
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This is correct.
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In fact, FSIIX (foreign) and FSTMX (total US) are better than the corresponding Vanguard funds in tax-deferred accounts.
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Can you briefly explain why this is? Is it just a lower expense ratio?
Jeff, thanks for the advice, I will probably do that. My concern is down the road when my Vanguard fund changes its' allocations to adjust for less risk tolerance or any decent-sized change, I'll have to either make my own investing decisions or have to find similar funds to match if I want to approximate that fund and that takes time and effort.
-DeathDonkey
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