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Old 10-07-2007, 11:04 PM
wdcbooks wdcbooks is offline
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Join Date: Mar 2005
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Default Re: TIAA-CREF vs the competition - would like advice

Ganja, the key question would be who else you have available. Your employer controls the vendors you have access to, and with some recent law changes, that list will likely be restricted further if you currently have a large number of choices.

It looks like you have their basic fund lineup, so I think your allocation is reasonable, although if you have TIAA Real Estate available I would strongly consider a healthy allocation to the fund (20-30%). It is one of the few nearly unique investment types out there and is considerably more attractive than the REITS one would usually find available. I also don't believe Global Equities is an index, it is partially actively managed if that matters to you.

TIAA-CREF is a very good choice given what is out there, and has been known for low fees and ethical management for many years, so it may not be your best choice, depending on what else is available, but it is a very good choice.
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