[eurythmech]

Me, I only have SNGPT, not Wiz.
I did not know that Wiz is more expensive, so I guess that'd lean you towards SNGPT. Also, the tutorials that come with SNGPT are really good.

That said, though, from what I hear about Wiz, you still should get this one. It seems to be way more flexible and powerful.

As for TM, it's not really something you need to prioritize. To me, it's mostly a fun application. I'm a statistics and graphs freak.

As for moving up, I generally think people's recommendations on bankroll requirements are too strict, you can always move down again, right?