[__w__]

Yep, missed that. The appraisal clause is junk when dealing with a claimant not an insured. In your case, Geico basically decided it was cheaper to pay then it was to fight.

Congrats on the win. You did your job and got your client more money. Insurance companies ultimately have to decide when it is cheaper to just pay than it is to fight. In your case, Geico decided not fight it. Court is an expensive proposition. If it had been a larger amount of $$$ they probably fight you tooth and nail.