[bdams19]

I am 20 years old and a junior at university. From poker and other investments i managed to scrape together about 38k that I would like to invest. I currently manage my own stock portfolio on tdameritrade, but I have a feeling that its a bit of a crap shoot (up 21% since i started) with my investments. As a result, I would like to open a Vangaurd account. I did the questionnaire and they pointed me towards opening a general investment account (i answered no to having a steady income in case poker doesnt count). Do you guys have any suggestions? Should I go conservative or moderate? I am not sure how Vangaurd accounts even work as far as fees or commission, but I have heard that people are pleased with them so I would like some feed back.