[tannenj]

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Index funds are great because of low annual costs and low turnover (less tax).

You cant go wrong with vanguard. They are definitely one of the top index funds.

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i'm confused. correct me if i'm being an idiot, but i thought vanguard was a firm that invests your money, and that index funds are one way in which they do so. vanguard itself isn't an index fund, am i wrong?

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Just index or use an hourly consultant.

Don't put your money in where they charge a %. Its the most retarded idea ever.

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so to be clear, you'd suggest avoiding investment management firms altogether? how would you go about investing -- opening something like an etrade account and then personally sticking my money in two or three different index funds?

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you could also use a cheap brokerage like zecco to buy the ETFs of these funds for $0.

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elaborate?

i apologize if i'm not making sense. i'm a noob.