Protect yourself from \"industry risk\"
All your concerns are justified. Do not count on even the current situation to remain. (I think it will to a large extent, but be prepared for change. Keep in mind that eight years ago your "job" did not exist afterall.)
Do not leave money you need to pay bills in your poker bankroll. Take it out and put it somewhere a bit more liquid and safe.
If you really make 3x as much playing online poker as hanging sheetrock, consider leaving the country to keep your "job". (People leave their home country to pursue a better economic situation every day. Why do you think online operators are offshore ?)
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