[Nielsio]

[ QUOTE ]
[ QUOTE ]
get insurance

[/ QUOTE ]

getting insurance is a -EV gamble...so I wouldn't call it a "no brainer" like others say

but it does reduce variance [img]/images/graemlins/wink.gif[/img]

[/ QUOTE ]


Nobody claimed it was +EV. I can't think of any reason why you would go against the "no brainer" sentiment.