Re: How to build credit
I don't if I'd consider it "sketchy" or not since you are beating the credit card companies at their own game. They wouldn't hesitate to do it to you. That being said, the risk vs reward for most people is way too high. Other things take priority in their lives rather than keeping a legal scam going. Because if you drop the ball, this whole thing will come down around you like a house of cards. IMO, it's just not good business.
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