[talcum]

"home field gets 3.5 points in making the line ... so look at it as pitt -10.5 at home and -7 on the road"

This is incorrect. If a team is laying 7 on the road, in theory thay are a 10 point fav. on a nuetral field and would lay 13 at home. If you use 3.5 points, they would be -10.5 on a nuetral field and -14 at home