Re: Once Roth is Maxed out...
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OT: Those of you who max out your Roth...do you lump sum it in there on Jan. 1, or DCA it?
I'm planning on throwing all of mine in there on Jan. 1. Just wanted to know what others' strategy was.
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Ya I have pondered this before too. Lump Sump or dollar cost averaging. Which is more ideal?
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Lumping it will increase your returns but also increase your variance (volatility or whatever they call risk).
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