Re: hit by truck (now legal crap) and need p2p advice plz
What do you mean when you say "my insurance lapsed for that one day"? Were you one day late in paying your bill? Did you know that you have 30 days from the expiration date on your insurance to pay the bill and you are still covered. So if your insurance expires on July 1 and you get rear ended on July 4, you can pay your bill and you are covered for the July 4 accident.
Also, unless you have a horrible driving record, your insurance will not be affected by this accident. Also note that California does not have no-fault insurance.
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