[Zetack]

You should definitely know the rake structure. I'm not sure if your complaint is that they took out six dollars, or that they weren't taking out the same percentage every time. I play in a game that caps the rake at 9 bucks (ridiculous, I know) but is scrupulously honest about raking the right amount.

If its a big rake there's nothing shady about that, it just is what it is, if they cheat on the rake, or rake inconsistently, that's a bad game and I wouldn't play there unless it was ultra-juicy and I felt that otherwise things were on the up and up.

Edit: and insurance is, almost by definition, a bad deal. You expect to get screwed on insurance, nothing odd about that.