[TheMetetron]

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get insurance

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getting insurance is a -EV gamble...so I wouldn't call it a "no brainer" like others say

but it does reduce variance [img]/images/graemlins/wink.gif[/img]

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Nobody claimed it was +EV. I can't think of any reason why you would go against the "no brainer" sentiment.

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Because it's -EV and some people can handle the variance?

I'd never buy renter's insurance for instance. Clearly not a no brainer.