Re: HSA\'s (Health Savings Accounts)
Isn't it basically like 90% of people will benefit from HSA's, and 10% will hate it?
In other words, like you say, my boss may decrease from having to pay 5k per employee per year to only 2k, which at my age is probably fine. I don't think I've had one adult year where I've spent that much (2k) on medical treatment. But a small handful of people may come down with something that costs well over 2k in a given year.
If I'm understanding it correctly, isn't the idea trying to cutout the middle man (insurers?), and putting more money into employers' pockets?
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