Re: What to do now?
that's a good post by gull, makes a lot of sense. since commissions are a factor I guess it really depends on how often you'll be contributing (i.e. do you want to dollar cost average your 85k, etc).
however, certainly whatever difference there is between ETFs and straight index funds is not worth keeping your money out of the market over. there's really no harm in buying into a few index funds, and rolling your money elsewhere as you learn more about ETFs, etc. that's my plan anyways.
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