[bdk3clash]

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Did you miss the part where they can go to college and get health care?

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Please specify what percentage of the ~45 million uninsured Americans this arrangement would cover. I'll go ahead and assume you can knock out almost all of the 8.4 million uninsured children, save the rare Doogie Howser among them.

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...or the part where they can ask the local church not to send the money to zimbabwe, but to pay their insurance premium (I know plenty of churches that would love to do this, but don't see a need in the U.S.)

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Name one. Also, specify how many of the ~45 million uninsured Americans this arrangement would cover.


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Use a phonebook, there are millions.

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Well, I am of the belief that the statement you made (that there are "plenty of churches that would love to [pay health insurance premiums for someone] but don't see a need in the U.S.") is not true. Surely of the "millions" (!) of churches dying to tackle this multi-billion dollar dilemma (that they have mysteriously remained unfamiliar with) there is one that you know of and can share with us here.

By the way, I hope it's reasonable to assume that you know plenty of churches that would love to do this is. I say this because you wrote:

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I know plenty of churches that would love to do this...

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Please show your work. For extra credit, please explain why someone who works full-time but can't afford tuition or gain admission into a college or university that provides health insurance, and has yet to stumble into an as-yet-unspecified church that provides health insurance is "just too lazy or stupid or worried about their next fix."

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Explain why they're not...

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Well, I'll try to address your claims one by one. First off, I would need specific evidence of someone being "too lazy" or "stupid" or "worried about their next fix" to reasonably conclude that they are any of the above. Granted, your assertion that all of the 45 million who lack health insurance (including the elderly, infirm, children, etc.) are in fact "too lazy" or "stupid" or "worried about their next fix" is compelling evidence, but there are nitpickers among us who might insist on, you know, evidence (anecdotal or otherwise.)

Possessing a full-time job leads me to conclude that someone is not particularly likely to be "too lazy" to acquire health insurance if it were available to them, nor that the reason they don't have health insurance is that they're "worried about their next fix." I suppose one could quibble about the meaning of these words, and of "stupid," but in the absence of evidence I'd say remaining agnostic is about as far as a reasonable person should be willing to go.