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i figured a seatbelt would keep me plummeting to my death as opposed to deftly escaping via window/roof


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Actually, you would have probably been thrown out a window and then had the car roll over you. I've seen the results of not wearing a seatbelt several times. In Africa public transport is done by toyata mini-vans. I've seen 26 people crammed into one of these things. There was a mini-van graveyard where they took all the vehicles wrecked in accidents. We used to pass it on a daily basis. Almost every single wreck had three star-explosions on the front windshield. That's what happens to the three heads of the dudes sitting in the front when not wearing seatbelts.

Incidently, a good friend of mine was involved in a wreck in Switzerland, their car rolled down a steep cliff. There were seven in the car, the three who weren't belted up all died. The others got away with their lives.