[Johny Poker]

Well, a few comments about jurisdiction. An internet web site which is accessible in a certain forum can be subject to personal jurisdiction in the forum even when the web site has no physical presence in the forum or even in the US. This gets a little complicated, but to make a long story short, a web site doing business with residents of a particular forum entering into contracts with the repeated transmission of computer files over the internet will likely to be found by a court in that forum to be subject to personal jurisdiction of the court. It is likely that a court in your state would hold that it had personal jurisdiction over FTP based on your situation. So a letter from an attorney may have some significant affect. A suit over defrauding a player over a substantial sum could have severe adverse consequences, including bad publicity and the threat of US government crackdown. This is the last thing they want.

That being said, your lawyer may advise you not to take such action for other reasons. If FTP does not resolve this, you may want to talk to an attorney.

This is not legal advice, although I can point you to cases on personal jurisidction conferred by web sites if you want more info.