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Old 03-13-2007, 06:45 PM
meditate89 meditate89 is offline
Senior Member
 
Join Date: Feb 2005
Posts: 124
Default Re: Credit Card Limits?

As long as you're not the type to make impulsive purchases, or forget to pay on time, get 3 or 4 cards. Never know when one is going to be out of commission through no fault of your own. One of my cards got rejected, called up the company, and they asked me if I tried to buy $550 worth of furniture from a store in Italy...

I probably have 40k limit in over ~8 cards (i'm 21)... it's sick how much credit these companies will give you if your credit is good. I hardly ever utilize more than 5% of my limit during the month, probably closer to 2% most months, but it could be good to have around, especially if they start sending you 0% BT offers in the mail =)
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