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I think alot of people would do this for free if they felt like they wouldn't have to start their whole lives over with finding a job, house, car all over agian once the year is up.

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This is really the only thing holding me back. There is a guy at my office who spent 8 months at a monastery and he said it was a developmental experience for him. I'd probably be willing to do this for $30,000; free if someone could take care of all of the above.