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What is MGR? So if you buy something with your full tilt points that is worth like 1k you take a 270 dollar hit to your rakeback?

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Yep.

MGR is monthly generated revenue. If you pay 1k in rake or tournament fees, your MGR is 1k. If you clear a $100 bonus your MGR is now $900. Your MGR is multiplied by your RB % at the end of the month to determine your payment.

Basically if you want something from the FT store or can unload it on ebay or something you should get it because you basically get it at a huge discount.