[TheMetetron]

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Wait... is this going in a taxable account?

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Only non taxable accounts are IRA's right? Not available for other income filers.

I hold alot of my money in vanguard, but the accounts are definately taxable is why I am asking.

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IRA's/401ks. I'm self employed and have a SEP IRA.

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Self employed as in you file a schedule C and pay self employment tax?

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Yes as that would be what self employed means.