Both my wife and I have separate ePassporte accounts. A few weeks ago, I needed to deposit via ePass at Absolute before I could withdraw to ePass. I didn't have any money in my ePass account, so I had the wife transfer me $60 via ePass.
I received $55 since I was charged a $5 "load fee". It hurt, but I figured this was a one-time thing.
Current situation... I have a physical card but my wife does not ($35 a year is enough, let alone $70). At the moment, my wife is bringing in all the money. Instead of waiting 7 business days to EFT to her bank account, I was thinking it would be nice if she could just transfer some money to my ePass account and then I would withdraw via ATM.
However, the $5 "load fee" on that $60 transfer scares the hell outta me. I feel like I got hit with this (
ePass link):
Loading the ePassporte Account with a credit or debit card will cost US$5.00 per US$100.00 loads, or portion thereof.
But on the same page, I also see this:
ePassporte Account Holders may receive funds from other ePassporte Account Holders at no cost. Funds are transferred instantly and are accessible immediately.
Ummm, so which is it? Why was I charged $5 when my wife transferred me $60, when apparently there is no cost? Are they saying there is "no cost besides our standard load fees"? If so, that's pretty shady.
I want my wife to transfer me around $2k, but I don't want to get hit with $100 in "load fees". Obviously, normally I would call ePassporte to see what's up, but from what I understand, that's pretty much pointless.
I'm hoping the $5 "load fee" was because it was an initial load, because I also see this:
US$5.00 per US$100.00 load or portion thereof for the initial load., then US$2.00 per reload regardless of amount reloaded.
So, if the charge will only be $2 for the $2k transfer, that's much more palatable.
What say you guys?
Ps. Can people even transfer $2k without special authorization, or are we stuck doing $600 at a time or something gay like that?