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I cannot believe how this thread has gotten derailed.
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The thread has gotten derailed due to people making assumptions, thereby making an ass out of U and Umption.
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FYI the term usuary means..
Usury (/'juʒ(&#601
ɹi/, from the Medieval Latin usuria, "interest" or "excessive interest", from Latin usura "interest") was defined originally as charging a fee for the use of money. This usually meant interest on loans, although charging a fee for changing money (as at a bureau de change) is included in the original meaning. After moderate-interest loans were made more easily available usury became an accepted part of the business world in the early modern age. Today, the word has come to refer to the charging of unreasonable or relatively high rates of interest
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Correct. From Webster.com:
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Date: 14th century
1 archaic : interest
2: the lending of money with an interest charge for its use; especially : the lending of money at exorbitant interest rates
3: an unconscionable or exorbitant rate or amount of interest; specifically : interest in excess of a legal rate charged to a borrower for the use of money
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Some of the 23 charged in the Borgata case are charged with
consipracy to commit criminal usury, defined by the state of New Jersey as interest in excess of 30%.