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Old 04-03-2007, 10:55 PM
Jeff W Jeff W is offline
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Join Date: May 2004
Posts: 7,079
Default Re: Advice on my first portfolio

EFA - Better(Lower ER) International Funds out there. FSIIX for IRA or VGK+VPL for taxable.
VWO - Your concentration is too high here, IMO. The only reason to own emerging markets is for non-correlation with other funds(see Modern Portfolio Theory on wikipedia for more info). Ceteris paribus, they have poor risk/reward attributes relative to say a total stock market fund.

QQQQ - Redudant, why do you want more tech exposure?
EFA - Unnecessary, don't chase past returns.

VNQ - Make sure you don't have this in a taxable account.

IMO, You want a Large Cap Blend(like VV) or Total Stock Market(like VTI) fund as the core of your portfolio. Not to bust balls, but your allocation looks haphazard.
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