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Citibank a special savings account that has no minimum and pays 4.5%. You just have to open it online, and that's easy. In my years of dealing w/ Citibank, I've found that their technology is great. The problems start when you have to deal with an actual person.
Citibank
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In addition HSBC has been very good for me. Their online services are great as I have two bank accounts I use. In other words, do you research and figure out which one best fits your needs.