Re: How to build credit
I'm not trying to be a troll. I'm just having a hard time understanding your position.
If you make six figures then I assume you spend at a certain level. Cutting $16/day out wouldn't be much of an impact. Certainly less than the effort involved in this.
If my spending assumption is wrong and you save the vast majority of your income then having an extra $6k will only increase your net worth by the value of about $10k over 20 years meaning relative to your income (est $150) you can retire a whole 2-3 weeks earlier than if you didn't do this. Again hardly worth it.
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