[sawseech]

Click2pay accepts a visa debit cashout request and ... does something. Do they load the visa debit in USD or CAD? Who does the conversion and at what rate? Is there a second conversion? Does C2P ship EUR to their local visa processor and do they do the actual conversion, or is it a Canadian processor? What are their rates?

Click2pay claims to not charge a fee for USD->CAD conversions, but since they appear to perform their operations on a EUR base, there's no way that we can reasonably take their word for it because they do not run their operations on the basis of either of the currencies stated and they do not perform a physical conversion at the time of display. In fact, there's no evidence that they ever convert ANYTHING, while there is ample evidence to the contrary.

They operate in EUR but show the user a CAD balance, while the user's funds are actually USD. Are they ever going to convert more than the minimum in any direction? They've already shown their jewishness by sending out EUR checks for CAD requested transactions.

To be frank, they'd have to be crazy to not take the arbitrage opportunity that has fallen into their laps. Don't forget that they're a little bitty company and can't be trusted to not [censored] all over themselves. More to the point, they don't owe us anything, they aren't public, and there's no reason for them to do anything other than operate with vicious, naked self-interest. I wouldn't be surprised if C2P's holdings of CAD were exactly 0.

Besides, it's obvious that C2P's visa debit does not display a checking interface. That stuff costs money on their end to arrange. Without a checking interface, there's no balance inquiry. Go ahead and call them up if you want to know your balance. International rates apply.