Re: How to build credit
The topic of this thread is how to build credit. Credit is built by accepting less than favorable terms... such as deposit credit cards, high interest credit cards, paying juice.
Secured credit cards are not 'pretty bad' --- they are terrible for anyone with a good credit rating, but they are absolutely great for someone without credit trying to establish credit.
As for myself, I live in a land of endless credit, credit offers, rebates, and wouldn't even consider a card that didn't give me free stuff, just like I would not consider staying in a Casino that didn't give me free stuff.
If you have not established credit, do, pay, sacrifice your first born children, worship Beelzebub, marry Brandi, or whatever it takes. Just get your hands on any form of credit that puts you in a national data base.
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