[bluef0x]

Umm, secured lines of credit are pretty bad. You don't have to buy stuff with your card (but getting 1-5% back is nice). DON'T PAY THE CREDIT CARD COMPANIES JUICE. It's a waste, they don't need your money.

Please, if you learn one thing from this thread, let it be that the majority of people don't know what the [censored] they are talking about.