Re: How to build credit
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I would also advise against the apporama garbage. Honestly it is embarrassing to get involved with [censored] like that. Whatever free stuff you get is not worth your self-respect.
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People with great credit can get hundreds of thousands of dollars in credit. They use this credit to do 0% balance transfers offers to their personal bank accounts. They can earn tens of thousands of dollars in risk-free interest income each year.
These people must be morons.
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