I'd like to know some ways in which I can build a good credit rating. I've never had a cc or taken out a loan.
I've never needed a cc and don't think I'll ever need one. I just want to get a good credit rating so that I can start doing the
App-O-Rama. I'm intrigued by anything that involves legally making money without working.
I've done some searching, and people recommend getting a cc where you deposit like $500 and then that's your credit limit. I'd rather not do that because I don't want to tie up $500 unnecessarily. I hope there's another way.